STEP 1
Apply Online
Complete our quick online application — it takes just a few minutes and won’t impact your FICO® Score. Our underwriting team at Elite Personal Loans reviews every application securely and will reach out with a decision. To process your application, we’ll need a few documents:
A government-issued ID with a photo: driver’s license, ID or valid passport.
Proof of income
Your home address
Other documents may be required
STEP 2
Get Approved
Once our underwriting team approves your application, we’ll send you a loan offer to review. Take your time to read the terms carefully and make sure they fit your needs and financial situation.
STEP 3
Receive Your Funds
Once you sign your loan agreement, we deposit the funds directly into your bank account — often the same business day, depending on your bank’s processing schedule.
About Personal loans
A personal loan gives you the money you need upfront and lets you spread the cost of paying it back
Unsecured loans for bad credit
This means that if you’re approved for a loan, it won’t be secured against your home, car, or any other assets. You’re free to use the funds for whatever you need.
Available repayment
Personal loans intended to be repaid when you receive your next paycheck. If you can’t payoff the loan on your next paycheck inquire about an extended payment plan with us.
Borrow exactly what you need
Personal loan amounts can vary depending on state regulations. A few states don’t have a maximum limit on personal loan amounts so make sure you don’t borrow more than what you need.
